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Loans.com.au Australia's lowest rate home loan

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Compare fixed rate loans under 5.00%

Refinance

Refinance at new low UBank rate of 4.87%

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Term Deposit

Lock in up to 4.45% p.a. for 6 months

  • Rewards points, low rates or interest-free days?
    Rewards points, low rates or interest-free days?

    Australia’s credit card "fools" need some recognition. They shout the rest of us, who use credit cards properly, hundreds of dollars in free perks every year.

  • How do you use your credit card?
    How do you use your credit card?

    How you use plastic changes with time and while upgrading your card to suit is important, above all you should be honest with yourself about how you use your credit cards.

  • Credit card stress
    Credit card stress

    Like many things in life, spotting a problem before it begins is far better than trying to fix an issue after the event.

Handy guides & tools

Featured Guide

Avoiding credit card fees

Banks make billions of dollar a year in fees alone. Here are 5 tips to beating credit card fees.

  • What to do if you can’t pay your mortgage
    What to do if you can’t pay your mortgage

    When the bills pile up and the mortgage is looking overwhelming there are practical things you can do to get back control. But taking the first step is always the most important.

  • Fixed rate madness
    Fixed rate madness

    To fix or not to fix? That is indeed the ultimate home loan question. But it's a question that can also induce panic, stress and general uncertainty.

  • What type of home loan is right for you?
    What type of home loan is right for you?

    Choosing a home loan is one of the biggest decisions of your financial life and it's worth a little research to make sure you get the best deal.

Handy guides & tools

Featured Tool

Home loan borrowing calculator

How much can you afford to borrow?

  • How to get debt free
    How to get debt free

    If debt is causing you to lose sleep, now is the time to start conquering it. To make a fresh start to a debt-free existence.

  • Sudden debt anaphylaxis
    Sudden debt anaphylaxis

    In 2013 Aussies have been afflicted with SDA (sudden debt anaphylaxis) a seemingly sudden allergy to debt. But why are we tightening our belts now?

  • Borrowing till your nose bleeds
    Borrowing till your nose bleeds

    We want the huge McMansion, we want nice stuff to fill it with and we want nice cars in the driveway but what price are you prepared to pay for that lifestyle?

Handy guides & tools

Featured Guide

Financial stress: learn to read the signs

It’s no fun being under financial stress. Identifying the signs is the first step to keeping your head above water, permanently.

  • Is your bank naughty or nice?
    Is your bank naughty or nice?

    Has your bank been naughty or nice? Who's on Santa's list? Who's been the naughtiest? And who wins the the bank profit to Christmas goodies ratio?

 


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